Paying for Your Purchases

Harmers International, Inc. wants to be fair and flexible in respect to payments.  We expect payment for lots prior to shipment unless other arrangements are made prior to the auction.   Lots on extension should not be paid until the item clears or receives a certificate that indicates that it is as good as described or better,

We offer a variety of payment methods. Some payment methods have processing fees.  Please see the Payment Methods section.


Harmers International, Inc. understands the challenges facing dealers and will endeavour to accommodate them. We offer liberal payment terms to qualified purchasers and layaway plans for approved buyers that need time to redistribute their portfolio.

Most stamp collectors are disciplined and will not bid outside the amount allocated for the purchase. We have seen the disappointment a collector encounters when missing that key piece for their collection by a single bid just because one has spent their allowance for the month. Harmers International understands collectors may experience “timing issues” on the funds available for their hobby.

Our layaway and payment plans are very popular with collectors; clients can discuss their needs in complete discretion before our auctions.

Do not let temporary cash flow issues stop you from bidding in our auctions.

Contact us for details and pre-approval.